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Operating an Uninsured Motor Vehicle

In Massachusetts, under MGL c. 90 s. 34J, operating an uninsured motor vehicle carries the following potential penalties:

  • 1 year in jail
  • $500 fine (minimum) up to $5,000 fine
  • 60 day license loss (mandatory)*

*A subsequent conviction for this offense carries a mandatory 1- year license loss.

If you have been charged with this offense, chances are you did not even know your insurance had lapsed. We see this scenario all the time. Unfortunately, it is your responsibility to make sure that your motor vehicle is insured at all times, and lack of knowledge is not a defense. However, it may be a mitigating factor in working out a deal with the prosecution. If you are able to resolve your insurance issue, and provide proof that you've remedied the issue, this may not fully excuse the fact that you operated with an uninsured motor vehicle but it will certainly help to resolve your case favorably. We have successfully worked to have this charge dismissed on several occasions. As there are various types of dismissals available in the district courts of Massachusetts, it is important that you consult with a skilled criminal defense attorney who can work out the best deal in your particular situation. Not all types of "dismissals" are truly dismissed, and many types can even come back to bite you several years, or even decades, later.

If you have been charged with operating an uninsured motor vehicle in Massachusetts, contact our office immediately:(617) 830-2188

Please visitour sister website,, which is dedicated exclusively to motor vehicle crimes.

Client Reviews
"Ben Urbelis recently represented me in an OUI case in which I had crashed my car. I honestly did not believe I had any chance of beating it, but fortunately for me Ben was outstanding and all charges were dropped. In my first hearing he was calm, assertive and straight to the point. I was extremely impressed and satisfied. I left my hearing feeling confident that I had made the right choice of hiring him. I am positive I would have lost this case and walked away with an OUI if I hadn't. I am very happy with how he handled my case and how reassured I felt having him as my lawyer." MC
"Benjamin Urbelis, an attorney with Urbelis Law LLC, took our call late in the evening when we needed him. Benjamin explained the legal process in a manner that we could understand and provided the legal representation needed to clear up the issue immediately. His experience and credentials were evident in the way in which he handled all of the details of our case and achieved complete success. Thank you Benjamin for your professionalism and wise counsel." FB
"Huge thank you to not only my friend, but my lawyer,Ben Urbelis..I presented him with a case that at first was a bit tricky on paper... but we worked hard together and got all information we needed to prove i was innocent! He knew from the get go a year ago that he was gonna smash this case, and he did!! Cant thank you enough man! If anyone needs a lawyer, hes your guy... no question" PB